STIR ratings, grades, and commentary are independent editorial opinions, published for informational purposes only. They do not constitute investment advice, a recommendation to buy or sell any asset, or a guarantee of any project's performance, security, or legitimacy. STIR is not a registered investment advisor, broker, or financial institution.
Any decision to buy, sell, hold, or otherwise act on a cryptocurrency — whether or not it is rated by STIR — is made solely at the investor's own discretion and risk. STIR, its founder, and any contributors accept no liability whatsoever for financial losses, missed gains, or any other damages resulting, directly or indirectly, from reliance on STIR ratings, commentary, or any content published on this site or app.
Cryptocurrency markets are volatile and speculative. Past performance, adoption metrics, or a favorable STIR grade are not indicators of future results.
Every STIR score, grade, and piece of commentary is a statement of opinion, expressed as of the date it is published, and not a statement of fact. STIR assumes no obligation to update any rating following publication, though it may do so at its sole discretion.
STIR applies its published methodology in good faith, using a mix of automated signals and editorial judgment. However, STIR makes no warranty, express or implied, as to the accuracy, timeliness, or completeness of any rating, and reserves the right to revise, suspend, or withdraw any score at any time as new information emerges.
This applies equally to the creators and teams behind rated projects. A published rating — including its numerical score, grade, or written commentary — is STIR's independent editorial opinion, expressed and protected as such. Disagreement with a score, or a belief that a rating is unfavorable or inaccurate, does not by itself constitute grounds for a legal claim against STIR. Any project that believes a factual error has been published may request a correction through our contact channels; STIR will review submissions in good faith but is under no obligation to change a rating based solely on a project's request.
STIR Vault uses a documented, non-custodial cryptographic process to generate your addresses (BTC, ETH, ALGO) deterministically from your key, using audited open-source libraries. STIR guarantees the integrity of this generation process, and that it does not transmit, log, or retain your private key or master password at any point.
In short: STIR guarantees the vault was created correctly and that we never had access to it. Everything that happens with that key afterward — its strength, its custody, its use — rests entirely and exclusively with the user.
To the fullest extent permitted by law, STIR, its founder, and any contributors shall not be liable for any direct, indirect, incidental, exemplary, compensatory, punitive, special, or consequential damages, costs, expenses, legal fees, or losses (including, without limitation, lost income, lost profits, or opportunity costs), even if advised of the possibility of such damages, arising from: use of or inability to use the site or app; reliance on any rating, score, or commentary; loss of funds related to STIR Vault or any other cryptocurrency wallet; or any third-party service STIR integrates with (payment processors, email delivery, blockchain data providers).
STIR is currently operated as an independent solo project. Formal legal structuring is in progress; this page will be updated to reflect any registered entity once established.